It’s a scene familiar to many grandparents: small children in footie pajamas seated around the Christmas tree, tearing open one brightly festooned package after another and greeting the contents with whoops of joy over the model train set or Astronaut…
When a senior has a joint checking account with an adult child Many seniors add an adult child or other trusted family member to their checking account to insure their bills can be paid in case of emergency or for…
When most people hear the legal term “Guardian,” they envision an individual’s control over their finances, their health – over their life! – being seized by some anonymous government bureaucrat. And this is really a shame, because, properly deployed, a…
Guest Article provided by Sarah Lipton, founder of The Presence Point, LLC Doing good work is something most of us aspire to. But how do we do that when we are not being paid and therefore motivated by a paycheck? How can we…
Guest Article Provided by Gabe Lajeunesse, Financial Advisor, Edward Jones When you add a child to your family, either through birth or adoption, it’s obviously an exciting and joyful time in your life — and it’s also a busy…
One of the most difficult decisions that parents have to decide is who should take over as a legal guardian when the parents themselves are no longer able to make decisions for their children, or provide the needed care to…
Supplemental Security Income (SSI) SSI is a monthly cash benefit for eligible disabled minors and adults. Claimants need to be found disabled under Social Security rules and be in financial need to qualify. The eligibility rules change once an individual…
Savings for People with Disabilities The long awaited ABLE (Achieving a Better Life Experience) Act has now become law. Once implemented, the law will allow eligible people with disabilities to accumulate funds in a special savings account called an ABLE Account.…
What is a Special Needs Trust? A Special Needs Trust is a legally binding document which enables a beneficiary with a disability to have a good quality of life, yet still qualify for important government benefits. Why is a Special…
A discussion of housing and future living arrangements can be a difficult discussion for a lot of parents of children with disabilities. Where to even begin can in and of itself be daunting and overwhelming. As with other aspects of…